To help people achieve their goals, we create comprehensive, written financial plans, including estate planning where necessary. Developing a plan, implementing it, reviewing and updating annually, can help you define your financial possibilities and achieve your goals.

We use a variety of insurance and investment vehicles to help you implement your planning strategies. Our services and products are summarized below:

Financial Planning

• Fee based
• Asset based

Estate Planning

Investment Products

• Current Investment analysis
• Mutual Funds
• Brokerage Services – Stocks, Bonds
• Wrap Accounts – Mutual Fund Wraps, Retail, Institutional, Separate Accounts, REIT’s
• Annuities – Variable, Fixed, Immediate

Retirement Accounts

• IRA's – ROTH, Traditional IRA
• Qualified Retirement Plans – Individual 401(k), SIMPLE IRA, etc. Corporate 401(k)

Educational Funding Plans

• Section 529 Plans
• Coverdell Education Accounts

Insurance Products

• Life Insurance – Term life, Universal life, Variable universal life
• Disability Income Protection – Individual, Group, Business overhead, Disability buy-out
• Long Term Care
• Corporate Group benefit plans